Al Martinez    Chad Heil

C&R Mortgage

847.707.5300

LIMITED TIME OFFER

GET UP TO $5,000 IN CASH

5.0
Based on 5 reviews
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Laurie Anderson
00:27 16 Jan 25
Al & Chad were always communicative about any updates and were good in checking in on our house search. We had zero problems throughout the entire process, which is all you can hope for in a home buying experience. Thanks Al & Chad!
Bart Basara
18:58 07 Nov 22
Al is a great mortgage broker! Very informative and provides excellent service.
Jc
20:06 08 Mar 22
Al is the absolute best in the industry! He really cares about his clients and does everything in his power to find the loan option that best meets their individual situation. I have been so happy working with him on multiple deals and appreciate how great of a job he has done every time! I would highly recommend Al for any residential mortgage needs.
Tina Holtzman
03:05 06 Nov 19
I've been working with Al for almost 21 years. He helped me purchase my first condo in Hoffman Estates, my most recent "forever home" in Bolingbrook and several other purchases, investment properties and refinances in between. He is honest, knowledgeable and a problem solver. I have referred him to friends and family with confidence and received all positive reviews. If you want the job done right I highly recommend him!
John DesMarteau
17:45 14 Oct 19
Al is a consummate professional. Very knowledgeable and has excellent communication skillsWould always recommend Al to others looking for mortgage services
Al Martinez
15:04 25 Sep 19
Alexandra Semenets
23:05 23 Sep 19
Working with Al was a great experience. Al helped my family refinance our home. This was a new process for me, and Al provided great customer service by explaining each step of the way. Throughout the process Al and his team were communicative, honest, and very professional. The entire process was quick and went very smoothly. My family and I are happy with our new loan and look forward to working with David again in the future. I highly recommend Al's services!!!Alex S., Buffalo Grove
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AL MARTINEZ

Your Mortgage Pro

Purchase, Refinance, and Home Equity Loans in Chicago and the surrounding areas. I proudly serve Huntley, Lake In The Hills, Algonquin, Gilberts, Sleepy Hollow, Crystal Lake, Village of Lakewood, Cary, Hampshire, Pingree Grove, Elgin, South Elgin, Saint Charles, Geneva, Batavia…My goal is to provide you the best rates, lowest fees, combined with the best service, experience, and professionalism. As a mortgage broker, I have access to the best and newest programs on the market. Lets Connect!
CALL TODAY AT (847) 707-5300

CHAD HEIL

Your Mortgage Pro & VA Specialist

Chad has been working for our Veterans for over 10 years assuring that they always have the best available Interest Rate at the Lowest Cost possible. He is an expert on VA Loan Benefits and Programs. Chad is also a former Golf Professional, high energy individual with exceptional focus on detail. Lets Connect!
CALL TODAY AT (847) 708-3833

Purchase Loan

Buying a home is a huge accomplishment! There are a variety of loan options for your next purchase loan. Depending on your down payment and property type the following loans are available…

Refinance Loan

Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security. Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a fixed rate loan if rates are rising or use equity for extra cash…

Credit Score Optimization

Real Estate Mortgage Home Buying Credit Repair. With as many as one in five credit reports containing errors, according to the FTC, it’s common for my clients to have erroneous negative information on their reports… Improve your credit and start building your life…

How can we help you

Mortgage qualifying guidelines are constantly changing and often defy common sense, so don’t become a victim of the ‘too big to fail’ banks rigid guidelines, higher rates, higher fees, and unlicensed and/or inexperienced Loan Officers wrongly denying you of a home.
Four key benefits of working with me.  You will…
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Clearly understand all of your home loan options

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Clearly understand the approval process and qualifying criteria

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Learn quickly how much you qualify for, estimated payment, and costs

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Avoid costly mistakes before you get into a purchase contract

Get in touch

CALL OR TEXT TODAY AT (847) 707-5300

What We do

Why choose US

Al & Chad work together on a daily basis providing their clients the absolute best in service, pricing and on time closings! We strive to provide the highest level of integrity and a genuine caring and concern for our customers. We only a phone call away, 7 days a week, to help you with any questions you might have.

Honest and dependable

Our focus is superior mortgage lending for individual situations.         We understand the importance of a long term, overall financial strategy and we will help you reach your desired goals. We are trusted, honest, dependable, and responsive.

 Always improving

Our spotlight is continued education. We are up-to-date on all the newest loan products and we meet all Federal regulations as a loan specialists. Welcome to our website, and thank you for choosing us as your guide to finding the perfect mortgage loan!

SUCCESS STORIES

Testimonials

Success Stories…Real People, Real Experiences, Real Reviews Read more…

 

To me the most important aspect was getting all of my questions answered so that I felt comfortable with the process, knowing I was making the right purchase decision. Al explained every detail, was always available when needed, and always kept me updated of anything that might affect the transaction. In the end, I went into closing knowing I had made the right decision. I would recommend Al to anyone looking to finance a property.

Bill W., Elgin

Al is a great Mortgage Broker! Very informative and provides excellent service throughout whole process. Buying a home is a huge life step and so you should really be picky on who you trust to handle the transaction. It was quick, easy and the communication was perfect. Everything you expect from a perfect Mortgage Broker! Thanks.

Judy S., Schaumburg

Al Martinez at C&R Mortgage is brilliant. This is the 3rd time I have worked with Al, once on my initial purchase and two refinances. He is exceptionally knowledgeable about the business, was quick to answers any questions and help me take advantage of True No Cost Financing. I would highly recommend contacting Al and his team if you need any type of mortgage financing

John K., Wood Dale

Al was extremely helpful in getting a great quote and going over the many different options. Despite my hesitancy to contact a lender via Facebook, he exceeded my expectations and was by far the best mortgage broker I’ve ever worked with. I liked his recommendation that I go with a “No Cost” type of loan today since I could take advantage of today’s lower rates and still be able to drop my PMI in the not too distant future without having to pay for closing cost all over again. In the future, I would not hesitate to finance with Al and I will definitely be recommending him to anybody I know that needs to finance/refinance their home

Melissa T., Forest Park

Let’s work together

To get an honest, accurate, current rate quote, just contact me or call (847) 707-5300.  I’m not here to ‘hard sell’ or trick you into giving me your social security number just to pull a credit report.  You either trust I know what I’m talking about and will get you an extremely competitive rate or you don’t.

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