SuCCESS STORIES
Testimonials
“Al is a great Mortgage Broker! Very informative and provides excellent service throughout whole process. Buying a home is a huge life step and so you should really be picky on who you trust to handle the transaction. It was quick, easy and the communication was perfect. Everything you expect from a perfect Mortgage Broker! Thanks.”
“Al Martinez at C&R Mortgage is brilliant. This is the 3rd time I have worked with Al, once on my initial purchase and two refinances. He is exceptionally knowledgeable about the business, was quick to answers any questions and help me take advantage of True No Cost Financing. I would highly recommend contacting Al and his team if you need any type of mortgage financing”
“Al was extremely helpful in getting a great quote and going over the many different options. Despite my hesitancy to contact a lender via Facebook, he exceeded my expectations and was by far the best mortgage broker I’ve ever worked with. I liked his recommendation that I go with a “No Cost” type of loan today since I could take advantage of today’s lower rates and still be able to drop my PMI in the not too distant future without having to pay for closing cost all over again. In the future, I would not hesitate to finance with Al and I will definitely be recommending him to anybody I know that needs to finance/refinance their home.”
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“We made a last minute decision to sell our house in fall of 2017. We now needed to purchase a new home ASAP and needed to scramble at the last minute to find a lender who could close fast as we did not have time to spare. Our real estate agent recommended Al Martinez. She had used Al for many years and was confident that Al and his team could get the job done on time and at the best possible rate. We found a house Monday, submitted an offer on Tuesday, had the inspection Wednesday and 22 days later we moved in. Absolutely mind blowing how quick and smooth the process went with Al and his team! Would highly, highly recommend.”
“My husband and I just purchased our first home and we were a bit lost in the whole process. Our Realtor recommended Al Martinez to us and he did not disappoint. He was professional, responsive, and patient with us. He explained everything in a way that was easy to understand and we felt an instant connection and trust with him. He spent a lot of time talking with us on the phone and making sure we knew all the details of what was happening. He has experience and expertise that other lenders in the area just don’t. 100% would recommend!”
“Al was amazing to work with. He was very helpful, professional and had a great attitude. I will highly recommend him.”
“Al helped me purchase my condo in 2003. He not only did a great job on the purchase he also helped me refinance to drop the PMI Insurance. A few years later he was able to find me a great Realtor to sell my condo and find my current home in Palatine. I have since referred Al to several friends, family members, and coworkers who have all spoke very highly of him. It is nice to know that I have a friend monitoring my mortgage that is available whenever I have a question.”
“I have told several of my co-workers about our refinance experience with Al Martinez at C&R Mortgage and highly recommend their service. Although we never met in person, the phone conversations were always professional, friendly and made for a pleasant experience.”
“I just refinanced my home in order to get rid of my monthly mortgage insurance and secure a lower rate. After a lot of research, we chose Al Martinez for our mortgage. The loan was fee-free. Al paid all of our closing costs and the appraisal. We had no out of pocket expenses. The amount that we financed was only the amount that we owed and no costs were added to our loan. Our loan closed fast in less than a month… Al & his team are really nice people, and it was always easy to find out the status of our loan and what ‘The Next Step’ was. It was the fastest & easiest loan of my life. No kidding.”
“Al did an excellent job of helping my daughter Mary analyze her financing options and she just closed on her new home in Schaumburg. There were several rounds of contracts and financing plans and Al worked diligently and patiently with Mary and myself through each iteration. I am a financial advisor and my wife is a Realtor and we were both very pleased with Al’s work.”
Several months ago I started the process of refinancing my home with my employer because of their special “employee pricing”. After 60 days they were unable to close my refinance because of delays on their end and would not allow me access to the current lower market rate. At that point I contacted Al Martinez and he was able to offer me better pricing then my “employee special” and close my transaction quickly. I have since recommended Al to several clients and friends. I know that he will offer them a great deal and the same high level of service I received.”
“I have worked with Al since 2005 in the real estate business on multiple transactions, including three of my own. In each of these transactions Al has always been able to get the loan done, offer consistently lower rates than the competition and close in a timely manner. After getting to know Al both professionally and personally the highest compliment that I can give is that, like me, Al excels at thoroughly educating his clients and provides a detailed level of follow through service after the transaction by acting as a resource for all questions that might arise. Also, I should note that Al is always available and never too busy for a call, always making the time no matter what the situation to sit down and talk.”
“As newlyweds we were under tremendous pressure to close on our new home. Al was always available, willing, and extremely helpful in making the most stressful experience a pleasant one. Recently (2 years after closing on our home) he helped us refinance our mortgage lowering our rate and dropping the PMI witch lowered our monthly payment significantly. Thank you for all your hard work and we look forward to working with you for years to come!”
I worked with Al Martinez to purchase my first home and learned that not all mortgage lenders are created equal. There really is a service aspect to the lending industry, and Al’s level of service is excellent. He answered all my questions with patience and professionalism and made the entire process easier to understand and less overwhelming. Al responds promptly whether by email or phone, and if you have a question on a Friday afternoon Al won’t force you to wait until Monday for an answer but will call you that evening or that weekend to discuss what you need. I have personally chatted with Al on Sunday mornings.
Al was our Mortgage Broker for our last refinance. I made repeated calls to him to ask questions. I asked questions about the advantages of refinance versus changing the term of our existing loan. He explained the pros and the cons. He was obviously very experienced in his field. I appreciated his pleasant, friendly manner. Al explained the entire process to us and kept us informed throughout. We will call Al for any future mortgage needs. We have also referred him to several neighbors.
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Working with Al throughout the years has been a pleasure as he is consistently prompt in responding to all of our questions or concerns as they arise. He looks out for our best interests and helps us to make informed decisions. Such great and personal customer service is a rarity.
I have used Al Martinez for every Mortgage need since 2006. 13 years, 3 purchases, 4 refinance, and 2 investment properties later…Al and his team are simply the best in the business. There’s no other way to describe the professional, knowledgeable and streamlined service they provide.
Most recently, I was in the market for a cash-out refinance with some specific timing issues to address. I did my own due diligence, researched rates, then called Al. He was able to improve on the ideal situation I had in mind. If more people were committed to their profession like Al and his team at C&R, the world would literally be a better place. I’ll never use anyone else for my financing needs.
As first time home buyers we were in need of help and a good friend recommend Al Martinez with C & R Mortgage. By the time we contacted Al, we had already spoke with 2 other mortgage specialists. However, Al was not only prompted in communication, but also provided very competitive rate with no cost! Moreover, he is very professional, with great patient to answer all our questions, tailored the best choice according to our needs. Al always replies to our emails in timely fashion, which made us feel very reassured. He also paid attention to every little detail, and we had our loan closed quickly. We are very happy with our new home, and Al definitely made the whole process very smooth. We will recommend him to everyone we know!
We are first time home buyers, Al was our real estate agent’s recommendation, he was awesome always on top of everything, great communication, and when we had some issues at the last minute before closing he got everything figured out for us and helped us through it and got us into our new house! couldn’t have had a better experience.
We recently purchased a home on a short sale and used Al Martinez with C&R Mortgage for our financing. My husband and I were extremely satisfied with the level of service that Al provided throughout a very, long and stressful six-month process. Al made the financing portion of our purchase go unbelievably smooth. He also worked tirelessly at the end to ensure that closing occurred before the short sale approval expired while having to deal with a title company that was disorganized at best. Al is efficient and personable and my husband and I will be recommending him to anyone in need of mortgage services.
I have used Al Martinez on a number of different occasions. As far as I’m concerned, there is no better choice. His customer service is second to none, and his follow through is impeccable. He delivers a high level of service that seems to be forgotten in today’s society, and really goes the extra mile. He is very prompt and professional, and very experienced. My refi was no exception. It was very complicated with various situations, and you would have never known because of Al. He made the whole process easy with zero stress. That goes a long way with me. USE Al! You won’t be disappointed.
Let’s work together
To get an honest, accurate, current rate quote, just contact me or call (847) 707-5300. I’m not here to ‘hard sell’ or trick you into giving me your social security number just to pull a credit report. You either trust I know what I’m talking about and will get you an extremely competitive rate or you don’t