LOAN OPTIONS
Services
As a Mortgage Broker, I take pride in helping my clients take advantage of lower rates and fees not offered by other lenders. My goal is to close your loan on time with no surprises and with 5-star ★★★★★ communication along the way.
| Loan Type | Down Payment | Terms | Mortgage Insurance |
|---|---|---|---|
| Fixed Rate Mortgage Learn more | 5% | 15 or 30 years, fixed | No (if under 80% loan-to-value) |
| FHA Loan Learn more | 3.5% | 10, 15, 20, 25 or 30 years, fixed and adjustable | Yes |
| VA Loans Learn more | None | 15, 20, 25 or 30 years, fixed and adjustable | No |
| Jumbo Loans Learn more | 20% | 15 or 30 years, fixed and adjustable | No |
| Rural Housing (USDA) Loans Learn more | None | 30 years, fixed | No (Up-Front Guarantee Fee financed into loan) |
| FHA 203(k) Loan Learn more | 3.5% | 30 years, fixed | Yes |
| Adjustable Rate Mortgage (ARM) Learn more | Varies | 3/1, 5/1, 7/1 or 10/1 | Varies |
Purchase Loan
Buying a home is a huge accomplishment! There are a variety of loan options for your next purchase loan. Depending on your down payment and property type the following loans are available…
Refinance Loan
Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security. Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a
Credit Repair
Real Estate Mortgage Home Buying Credit Repair. With as many as one in five credit reports containing errors, according to the FTC, it’s common for my clients to have erroneous negative information on their reports… Improve your credit and start building your life…
Let’s work together
To get an honest, accurate, current rate quote, just contact me or call (847) 707-5300. I’m not here to ‘hard sell’ or trick you into giving me your social security number just to pull a credit report. You either trust I know what I’m talking about and will get you an extremely competitive rate or you don’t.